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4109 Ocean Street
Panama City Beach

$847,000
TYPE: House
BEDS: 3
BATHS: 2/0
SQFT: 1,600
ACRES: 0.07
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Welcome to your slice of coastal paradise just steps from sugar-white sand and emerald waters—no roads to cross, no HOA, and your own PRIVATE POOL. This beach home offers walkable Gulf access, beach views, and resort-style living, perfect as a full-time residence, second home, or income-producing retreat. Enjoy dining, entertainment, and the heart of beach life. Highlights include a private backyard oasis with pool and outdoor shower, hardwood floors, Silver Pearl granite, stainless appliances, touch faucet, and electric fireplace. Outdoor living shines with two balconies, a porch flowing to the pool, and a converted garage game room. With no HOA, walkability, and peak season near, this rare coastal gem won't last.

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Listing Details

MLS# 990993
Status Active
Property Type House ( Detached Single Family )
Bedrooms 3
Bathrooms 2 full, 0 half
Total Sqft 1,600
Furnished Furnished - All
Lot Dimensions 30x100
Year Built 2003
Stories 2
Taxes $5446.12 in 2024

Property Features

Appliances
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Refrigerator
  • Smoke Detector
  • Smooth Stovetop Rnge
  • Washer
  • Water Heater - Elect
Community
  • Short Term Rental - Allowed
  • Pets Allowed
  • Pool
Construction
  • Stucco
Energy
  • Ceiling Fans
  • Central Air
Exterior
  • Balcony
  • BBQ Pit/Grill
  • Fenced Back Yard
  • Shower
Interior
  • Breakfast Bar
  • Ceiling Cathedral
Lot Deatils
  • Within 1/2 Mile to Water
Utilities
  • Electric
  • Public Water
  • TV Cable

Location

Elementary School Patronis
Middle School Surfside
High School Arnold
Zip Code 32408
Sub-area Beach - South of Grand Lagoon
Subdivision Cottages on Ocean

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Real estate property information provided by Central Panhandle Association of REALTORS® (CPAR) and Emerald Coast Association of REALTORS® (ECAR). IDX information is provided exclusively for consumers personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS. Vendor ID: 28322